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Silvia vs Maali

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Silvia compared with Maali
DetailSilvia logo SilviaMaali logo Maali
What it doesYour personal AI CFO for serious investors Private personal finance app that runs entirely on your computer
StageNot given Not given
FoundedNot given Not given
Based inUS Not given
Pricing modelFreemium Free trial
PricingFree tier with limited AI usage; Pro $17/mo billed annually or $20/mo monthly; Max $200/mo Free for 30 days, then $99 USD once (includes all future updates)
Key features
  • Connect over 12,000 US banks and brokerages
  • Connect crypto exchanges and self-custody wallets
  • Track physical assets with live market data valuation
  • Real-time financial insights via call, chat, or email
  • Read-only access with no ability to move money
  • SOC 2 Type II certified encryption
  • Mobile-first web experience
  • AI-powered financial analysis connected to real accounts
  • Transaction import from bank statements (CSV) or SimpleFIN
  • Automatic transaction categorization that learns from corrections
  • Monthly spending analysis by category with cash flow
  • Local AI analyst for insights and anomaly detection
  • Works offline without internet connection
  • Supports Mac (Apple Silicon M1+) and Windows 10 & 11
What makes it different
  • Built by investors specifically for investors
  • AI answers questions using your real numbers, not generic examples
  • Institutional-grade analysis in real time, 24/7
  • Combines account aggregation with AI financial insights
  • Secure with encrypted data and no credential storage
  • All data and AI analysis run locally on your computer with no cloud servers or tracking
  • Works completely offline and requires no account or login
  • One-time $99 purchase with all future updates included
  • Automatic transaction categorization that learns from user corrections
  • Optional SimpleFIN connection keeps bank credentials on SimpleFIN's servers, never with Maali
Community votes00
DR (Domain Rating by Ahrefs)42 no change since last check3 −1 (down) since last check
Trust Flow (Majestic)128
Citation Flow (Majestic)3223
Referring domains (Majestic)11126

5 details filled in for both companies.

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