| What it does | AI debt collection software that scales teams, sharpens targeting, and outperforms agency-led models
| ESA invoices that don't bounce: register as a vendor, send itemized, audit-ready invoices and track payouts.
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| Stage | Established
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| Founded | Not given
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| Based in | US
| US
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| Pricing model | Contact for pricing
| Freemium
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| Pricing | Not given
| Free: invoice generator, rejection checker, expense checker, vendor application checklist. Paid: $39/month or $390/year ($32.50/mo, about two months free), includes invoicing, records, credential vault, payout tracking, tax pack, vendor directory listing, cancel anytime.
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| Key features | - Collection Intelligence: decisioning, journey design, and optimization for smarter collections
- Specialized AI agents coordinating decisions, conversations, and learning across seven specialist roles
- Omnichannel outreach via voice, SMS, email and chat
- Built-in compliance with FDCPA, TCPA, Reg F, HIPAA, SOC 2 Type II, PCI-DSS, UDAAP, HITECH
- Real-time propensity scoring and account intelligence
- Skip-tracing and contact recovery for unreachable accounts
- Performance coaching and quality management at scale
- Integration with CRMs, dialers, payment systems, and data sources
- Real-time performance insights and analytics
- Pre-call account scrubbing with DNC, bankruptcy, statute of limitations checks
| - Guided per-state vendor registration for 17 ESA programs
- Itemized invoices built with source-linked program rules and requirements
- Pre-submission invoice rejection checker flagging missing fields
- Audit-ready records binder per student with invoices and service logs
- Payout tracking across ClassWallet, Odyssey and Step Up For Students
- Credential vault with expiry reminders
- Tax pack year-end CSV and PDF of ESA income
- Public vendor directory listing
- Reconciliation import matching bank deposits to invoices
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| What makes it different | - AI-native since 2016, a decade of head start on teams retrofitting AI today
- Performance-based contingency models that align incentives
- Compliance built into the core, not bolted on
- End-to-end ownership from integration to performance, fully automated and auditable
- Deep focus on collections recovery, not a generalist platform
| - Covers 17 active ESA state programs with program-specific rules in one platform
- Pre-checks invoices against each state's exact required fields before submission
- Free invoice generator and rejection checker with no signup required
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 58 ▲ +1 (up) since last check | 40 ▼ −4 (down) since last check |
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| Trust Flow (Majestic) | 12 | 3 |
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| Citation Flow (Majestic) | 27 | 25 |
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| Referring domains (Majestic) | 311 | 19 |
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Skit.ai
GetESAPaid