| What it does | AI debt collection software that scales teams, sharpens targeting, and outperforms agency-led models
| Local-first payment infrastructure for global digital businesses
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| Stage | Established
| Startup
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| Founded | Not given
| 2025
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| Based in | US
| HK
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| Pricing model | Contact for pricing
| Paid
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| Pricing | Not given
| US-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing.
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| Key features | - Collection Intelligence: decisioning, journey design, and optimization for smarter collections
- Specialized AI agents coordinating decisions, conversations, and learning across seven specialist roles
- Omnichannel outreach via voice, SMS, email and chat
- Built-in compliance with FDCPA, TCPA, Reg F, HIPAA, SOC 2 Type II, PCI-DSS, UDAAP, HITECH
- Real-time propensity scoring and account intelligence
- Skip-tracing and contact recovery for unreachable accounts
- Performance coaching and quality management at scale
- Integration with CRMs, dialers, payment systems, and data sources
- Real-time performance insights and analytics
- Pre-call account scrubbing with DNC, bankruptcy, statute of limitations checks
| - Global card acquiring with direct connection to major card networks
- Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
- Subscription and recurring billing management
- Mass payouts to 50+ markets with minimum fee of 0.1 USD
- Multi-currency wallet and settlement
- USD virtual card issuing for advertising and AI subscriptions
- 24/7 multilingual customer support
- Local payment settlement as fast as T+1 in selected markets
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| What makes it different | - AI-native since 2016, a decade of head start on teams retrofitting AI today
- Performance-based contingency models that align incentives
- Compliance built into the core, not bolted on
- End-to-end ownership from integration to performance, fully automated and auditable
- Deep focus on collections recovery, not a generalist platform
| - Local payment methods reach 90% coverage in target markets with localized interfaces
- Dispute resolution 50% faster than traditional providers
- Fee reduction of 30-50% through transparent pricing and volume-based rates
- Capital efficiency improvement of 3-5x with fast local settlement
- 98% payout success rate with direct connection to local clearing systems
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| Free plan | Not given
| Not given
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| Open source | Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 57 ● no change since last check | 10 ▲ +3 (up) since last check |
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| Trust Flow (Majestic) | 12 | 2 |
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| Citation Flow (Majestic) | 27 | 26 |
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| Referring domains (Majestic) | 311 | 36 |
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Skit.ai
HaiPay