| What it does | AI debt collection software that scales teams, sharpens targeting, and outperforms agency-led models
| Free address-screening API for pre-payment risk decisions on agentic payments
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| Stage | Established
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| Founded | Not given
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| Based in | US
| HK
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| Pricing model | Contact for pricing
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| Pricing | Not given
| Free: 2,000 calls/month at 60/min (no signup) or 5,000/month at 180/min with email; registered agent credential 50,000/month at 300/min. Team plan $49/month or $490/year (founding price). Pay-per-call: $0.002 per decision, $0.10 for 100 calls (x402), $0.01 per deep trace or batch.
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| Key features | - Collection Intelligence: decisioning, journey design, and optimization for smarter collections
- Specialized AI agents coordinating decisions, conversations, and learning across seven specialist roles
- Omnichannel outreach via voice, SMS, email and chat
- Built-in compliance with FDCPA, TCPA, Reg F, HIPAA, SOC 2 Type II, PCI-DSS, UDAAP, HITECH
- Real-time propensity scoring and account intelligence
- Skip-tracing and contact recovery for unreachable accounts
- Performance coaching and quality management at scale
- Integration with CRMs, dialers, payment systems, and data sources
- Real-time performance insights and analytics
- Pre-call account scrubbing with DNC, bankruptcy, statute of limitations checks
| - Single address risk screening
- Batch screening up to 25 addresses
- Fund-flow analysis on Tron and EVM
- Pre-payment decision API (allow/review/decline)
- Payee validation API
- Payment request validation
- Webhook signatures and monitoring
- Post-payment address monitoring
- Support for 8 EVM chains, Tron, Solana, Bitcoin and XRP Ledger
- Verifiable evidence and sources for every verdict
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| What makes it different | - AI-native since 2016, a decade of head start on teams retrofitting AI today
- Performance-based contingency models that align incentives
- Compliance built into the core, not bolted on
- End-to-end ownership from integration to performance, fully automated and auditable
- Deep focus on collections recovery, not a generalist platform
| - No signup required for free tier
- CORS-enabled for browser and agent calls
- Machine-readable OpenAPI 3.1 specification
- Idempotent requests for safe retries
- Verdicts include verifiable settlement attestations
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 57 ● no change since last check | 3 ● no change since last check |
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| Trust Flow (Majestic) | 12 | 3 |
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| Citation Flow (Majestic) | 27 | 28 |
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| Referring domains (Majestic) | 311 | 43 |
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Skit.ai
OceanAlt