| What it does | AI debt collection software that scales teams, sharpens targeting, and outperforms agency-led models
| The credit card that pays you in real gold
|
|---|
| Stage | Established
| MVP
|
|---|
| Founded | Not given
| Not given
|
|---|
| Based in | US
| US
|
|---|
| Pricing model | Contact for pricing
| Paid
|
|---|
| Pricing | Not given
| Target APR 7.99%–9.99% for gold-backed credit; ~20%+ APR for card-only start; 2% annual Storage & Ownership Fee; 0% fee on one eligible gold purchase ($5k–$20k) for Founding Members; Gold Rewards: 5% on first $3,000 of eligible spending, then 3% up to $15,000 per year for five-year benefit period.
|
|---|
| Key features | - Collection Intelligence: decisioning, journey design, and optimization for smarter collections
- Specialized AI agents coordinating decisions, conversations, and learning across seven specialist roles
- Omnichannel outreach via voice, SMS, email and chat
- Built-in compliance with FDCPA, TCPA, Reg F, HIPAA, SOC 2 Type II, PCI-DSS, UDAAP, HITECH
- Real-time propensity scoring and account intelligence
- Skip-tracing and contact recovery for unreachable accounts
- Performance coaching and quality management at scale
- Integration with CRMs, dialers, payment systems, and data sources
- Real-time performance insights and analytics
- Pre-call account scrubbing with DNC, bankruptcy, statute of limitations checks
| - Invest in allocated physical gold stored in COMEX-approved vault
- Borrow up to 65% of gold value at 7.99%–9.99% APR
- Earn 1–5% physical gold rewards on card purchases
- Fully insured gold holdings through Lloyd's of London
- Gold redemption within 28 days or physical delivery
- Works as regular Visa/Mastercard worldwide
- Real-time gold valuations from Bullion Market pricing
- Ownership Certificate documenting allocated gold holdings
- Two entry paths: start with gold or start with card
|
|---|
| What makes it different | - AI-native since 2016, a decade of head start on teams retrofitting AI today
- Performance-based contingency models that align incentives
- Compliance built into the core, not bolted on
- End-to-end ownership from integration to performance, fully automated and auditable
- Deep focus on collections recovery, not a generalist platform
| - Earn real physical gold on everyday card spending instead of cash back
- Use gold as collateral for lower-rate credit without selling it
- Card tier and credit line determined by gold holdings, not spending or fees
- Allocated gold held in your name with independent custody and property-rights protection
- Flexible entry: start with purchasing gold or applying for card first
|
|---|
| Free plan | Not given
| Not given
|
|---|
| Open source | Not given
| Not given
|
|---|
| Platforms | Not given
| Not given
|
|---|
| Public API | Not given
| Not given
|
|---|
| Community votes | 0 | 0 |
|---|
| DR (Domain Rating by Ahrefs) | 58 ▲ +1 (up) since last check | Not checked yet ● no change since last check |
|---|
| Trust Flow (Majestic) | 12 | 0 |
|---|
| Citation Flow (Majestic) | 27 | 10 |
|---|
| Referring domains (Majestic) | 311 | 2 |
|---|
Skit.ai
PARROLI