| What it does | AI debt collection software that scales teams, sharpens targeting, and outperforms agency-led models
| Simplified African payment collection and payouts through Mobile Money and APIs
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| Stage | Established
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| Founded | Not given
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| Based in | US
| BJ
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| Pricing model | Contact for pricing
| Paid
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| Pricing | Not given
| Pay-in fees from 2.5%, payout fees from 0.5%. Country-specific rates vary: Benin (2.7% pay-in, 1.9% payout), Burkina Faso (3.5-4% pay-in, 2.5% payout), Côte d'Ivoire (2.5% pay-in, 2% payout), Cameroon (3.5% pay-in, 2.5% payout), Congo-Brazzaville (4.5% pay-in, 0.5% payout), Kenya (2.5% pay-in, 2% pa
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| Key features | - Collection Intelligence: decisioning, journey design, and optimization for smarter collections
- Specialized AI agents coordinating decisions, conversations, and learning across seven specialist roles
- Omnichannel outreach via voice, SMS, email and chat
- Built-in compliance with FDCPA, TCPA, Reg F, HIPAA, SOC 2 Type II, PCI-DSS, UDAAP, HITECH
- Real-time propensity scoring and account intelligence
- Skip-tracing and contact recovery for unreachable accounts
- Performance coaching and quality management at scale
- Integration with CRMs, dialers, payment systems, and data sources
- Real-time performance insights and analytics
- Pre-call account scrubbing with DNC, bankruptcy, statute of limitations checks
| - Pay-in collection across 21 African countries with 14+ mobile money operators
- Payout functionality to mobile money and bank accounts
- Payment links shareable via WhatsApp, email, or SMS
- QR code generation for in-store or event payments
- Real-time webhook notifications for transaction status updates
- OpenAPI documentation and free sandbox environment
- 24/7 customer support in French and English with 2-hour response target
- Settlement and automated fund routing to wallets or bank accounts
- Multi-account types for individual users, businesses, and crypto payments
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| What makes it different | - AI-native since 2016, a decade of head start on teams retrofitting AI today
- Performance-based contingency models that align incentives
- Compliance built into the core, not bolted on
- End-to-end ownership from integration to performance, fully automated and auditable
- Deep focus on collections recovery, not a generalist platform
| - Fast production deployment with sandbox and instant webhooks
- Quick fund withdrawals with no withdrawal fees
- Support available 24/7 in French with rapid response times
- KYC verification completed in 24-48 business hours
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 58 ▲ +1 (up) since last check | 4 ● no change since last check |
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| Trust Flow (Majestic) | 12 | 0 |
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| Citation Flow (Majestic) | 27 | 14 |
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| Referring domains (Majestic) | 311 | 2 |
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Skit.ai
Sebpay