Global CPaaS platform for SMS, WhatsApp, RCS, Voice and Email messaging
The decisioning layer for lending that orchestrates data, models and policies into real-time decisions
Stage
Established
Not given
Founded
2010
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Based in
AE
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Pricing model
Contact for pricing
Not given
Pricing
SMS pricing varies by destination, route and volume; pricing starts at €0.2750 per message for Afghanistan on Carrier Direct routes. WhatsApp, RCS and Voice pricing available upon request. Enterprise volume discounts available.
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Key features
SMS messaging across 190+ countries with direct operator routes
WhatsApp Business API with templates and catalogs
OTP and 2FA verification with flash call support
RCS Business Messaging with rich cards and carousels
Programmable voice for alerts and TTS broadcasts
Marketing automation across multiple channels
Cloud PBX with IVR and routing
REST APIs and SDKs for multiple programming languages
Real-time delivery tracking and analytics dashboards
AI-powered chatbots with no-code automation flows
Model orchestration - combine and run multiple risk models together
Policy engine - configure and manage credit rules without hard-coding
Data orchestration - connect multiple data sources (bureaus, banking, KYC, fraud, alternative data)
Explainable decisions with complete audit trails and reason codes
REST API and webhook integration without replacing core systems