See the month you're debt-free, then get there faster
Read your sky
Stage
Not given
Not given
Founded
Not given
Not given
Based in
US
US
Pricing model
Freemium
Freemium
Pricing
Free: payoff plan, snowball or avalanche strategy, projected debt-free month, reminders. Snowballer Plus: $4.99/month or $39.99/year with 14-day free trial.
Free: natal chart and big three with a two-month event window, no card required. Who Am I?: $7.99 one-time for character and elemental analysis. Full year: $9.99/year, auto-renews yearly, cancel anytime. Compatibility: $3.99 one-time. Who Am I + Year Bundle: $12.99/year (28% off $17.98). Family 2 pe
Key features
Snowball or avalanche debt payoff strategy
Projected debt-free month
Bank sync via Plaid
Spending tracking by typing, voice or receipt scan
Payment reminders
What-if scenario modeling
Custom payoff order
Data export
Account and data deletion
AI-generated coaching
Personalized natal chart with Sun, Moon, Rising sign and all planets
Western tropical and Vedic sidereal chart systems
Yearly sky calendar with transits, eclipses and retrogrades
Compatibility readings comparing two birth charts
Probability badges on astrological events
Character analysis and elemental breakdown
Available in 20 languages
White-label Studio for astrologers
PDF export of reports
Weekly horoscope interpretations
What makes it different
Core payoff plan is completely free
Gets you to a debt-free date in about 10 seconds
Read-only bank sync that never sees your password
No budget categories or spreadsheets required
Built on real ephemeris data and professional astronomy engine, not horoscope clichés
Speaks in probabilities and possibilities, never doom or fear language
Private by design with encrypted data that is never sold
Authored with depth and warmth, personalized to exact chart
Available on web, iOS and Android with no card needed to start
Snowballer
Mr. Polaris