See the month you're debt-free, then get there faster
Personalized insight report using Zi Wei Dou Shu and Bazi with AI analysis and human review
Stage
Not given
Not given
Founded
Not given
Not given
Based in
US
Not given
Pricing model
Freemium
Paid
Pricing
Free: payoff plan, snowball or avalanche strategy, projected debt-free month, reminders. Snowballer Plus: $4.99/month or $39.99/year with 14-day free trial.
Solo report: USD 29 (regular USD 49). Duo report: USD 58 (regular USD 98). Both include main report and personal HTML web version, delivered within 48 hours.
Key features
Snowball or avalanche debt payoff strategy
Projected debt-free month
Bank sync via Plaid
Spending tracking by typing, voice or receipt scan
Payment reminders
What-if scenario modeling
Custom payoff order
Data export
Account and data deletion
AI-generated coaching
AI analysis with human review for consistency and boundaries
Private HTML web version for long-term reference
Separate Zi Wei and Bazi analysis with cross-comparison
48-hour delivery after data confirmation
Long-form written report plus interactive web delivery
Duo option for partner, family, or co-founder compatibility
What makes it different
Core payoff plan is completely free
Gets you to a debt-free date in about 10 seconds
Read-only bank sync that never sees your password
No budget categories or spreadsheets required
Combines two traditional Eastern frameworks for comprehensive self-understanding
Human review ensures clarity and prevents fear-based language and pseudo-professional advice
Structured 12-chapter framework transforms metaphysical concepts into readable interpretation
Transparent about method limitations and does not claim to predict exact events
Snowballer
Tian Ming Jian