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Spendalyst vs Back to the Points

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Spendalyst compared with Back to the Points
DetailSpendalyst logo SpendalystBack to the Points logo Back to the Points
What it doesThe money app for people who hate money apps. No budgets, no spreadsheets. Track, value and redeem credit card rewards, airline miles and hotel points in one place
StageNot given MVP
FoundedNot given Not given
Based inNot given IN
Pricing modelFree trial Free
Pricing$10.99/month or $89.99/year (equivalent to $7.50/month, saves $41.89/year). Both plans include a 14-day free trial with no card required. Free during early access
Key features
  • Tracks recurring charges automatically
  • Alerts when prices increase
  • Flags renewals before they occur
  • Weekly summary card on Mondays
  • Categorizes transactions automatically
  • Works on all devices without download
  • Read-only bank connection via Plaid
  • 256-bit AES encryption
  • Connect multiple credit cards and loyalty programs securely without storing passwords
  • Alerts before loyalty points and miles expire
  • Best card recommendation based on which card earns most for a purchase
  • Bank-grade encryption for secure connection
  • Read-only access to loyalty data without storing card details
  • Calculate point valuations based on real achievable redemptions across programs
  • Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express
  • Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
What makes it different
  • No budgeting required or system to maintain
  • Shows only changes that matter, once per week
  • Re-checks every recurring charge for price changes
  • 14-day free trial with no card required
  • Detects charges users have forgotten about
  • Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard
  • AI-powered recommendations on which card to use before you spend to earn maximum value
  • Personalized comparison of redemption options to avoid wasting points on low-value exchanges
  • AI wallet that understands your rewards and recommends what to do with them, not just tracking
  • Shows exact point costs before booking flights, hotels and upgrades directly through the app
Community votes00
DR (Domain Rating by Ahrefs)2 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)240
Referring domains (Majestic)350

5 details filled in for both companies.

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