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Spendalyst vs Lunda

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Spendalyst compared with Lunda
DetailSpendalyst logo SpendalystLunda logo Lunda
What it doesThe money app for people who hate money apps. No budgets, no spreadsheets. A planning calendar for your money: bills, paydays and payments on their days, with the balance each day leaves you, weeks and months ahead.
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFree trial Freemium
Pricing$10.99/month or $89.99/year (equivalent to $7.50/month, saves $41.89/year). Both plans include a 14-day free trial with no card required. Free: The calendar with one calendar, repeating items, notes, search, computer and phone access, and calendar app import. Paid yearly: $69 USD a year (save 18%), includes Cash Flow Forecast, What-If Scenarios, Debt Planner, Savings Planner, Investment Planner, Card Rewards Optimizer, Challenges, Rep
Key features
  • Tracks recurring charges automatically
  • Alerts when prices increase
  • Flags renewals before they occur
  • Weekly summary card on Mondays
  • Categorizes transactions automatically
  • Works on all devices without download
  • Read-only bank connection via Plaid
  • 256-bit AES encryption
  • Calendar view of bills, paydays and planned payments
  • Debt Planner to turn payments into a payoff plan with target month
  • Savings Planner with goal dates and target paydays
  • What-If Scenarios to test purchases before committing
  • Integration with Lunch Money and YNAB
  • Investment Planner for tracking investment goals
  • Card Rewards Optimizer to maximize rewards
  • Multi-currency calendar support
What makes it different
  • No budgeting required or system to maintain
  • Shows only changes that matter, once per week
  • Re-checks every recurring charge for price changes
  • 14-day free trial with no card required
  • Detects charges users have forgotten about
  • See your exact balance every day for weeks and months ahead, not just today
  • Works standalone without connecting to other apps; integrations are optional
  • Free plan with full calendar forever after 14-day trial of all features
  • Phone app coming soon for iPhone and Android; web version works in phone browser today
Community votes00
DR (Domain Rating by Ahrefs)2 no change since last check10 no change since last check
Trust Flow (Majestic)03
Citation Flow (Majestic)2413
Referring domains (Majestic)354

5 details filled in for both companies.

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