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Spendry vs Freeboard

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Spendry compared with Freeboard
DetailSpendry logo SpendryFreeboard logo Freeboard
What it doesKnow the day you'll be debt-free Cash flow app for freelancers: what you can spend today
StageNot given MVP
FoundedNot given Not given
Based inNot given EE
Pricing modelFreemium Free trial
PricingFree for core features. Premium available as monthly subscription, yearly subscription, or one-time lifetime purchase. Premium subscriptions include a free week trial. Free for the first year for the first 100 people in early access. After that: US$9 per month or US$79 per year (or 9 € per month or 79 € per year for dashboards created from the Italian site). No automatic charges; email confirmation before billing begins.
Key features
  • Debt payoff tracking with snowball and avalanche methods
  • Bill and payment reminders
  • Home screen widgets and Siri voice commands
  • Supports 44 languages and all major currencies
  • Shared budgets and goals with family or partners
  • Import bank transactions from CSV, Excel, OFX/QFX, QIF or CAMT.053 files
  • Automatic recognition of transactions from Chase, Bank of America, Wells Fargo, Capital One, Citi, American Express, Discover, Revolut, Wise, N26 and Fineco
  • Connect Stripe for subscription renewals and payout tracking
  • Import Fiverr earnings and forecast future payouts
  • Browser extension for Chrome, Edge and Brave showing safe-to-spend at checkout
  • Integration with Claude and ChatGPT for spending questions
  • Multi-currency conversion using European Central Bank reference rates
What makes it different
  • Shows the exact month you'll be debt-free
  • Data stored only on your iPhone and iCloud, not Spendry's servers
  • Works offline with local calculations
  • Automatic reminders for bills, cards and subscriptions even when app is closed
  • Shows what you can safely spend today without touching emergency funds or taxes over the next 12 months, not just current account balance
  • Counts only income you can rely on (certain, half-certain, or uncertain) rather than all projected income
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check3 +1 (up) since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)020
Referring domains (Majestic)06

5 details filled in for both companies.

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