Free for core features. Premium available as monthly subscription, yearly subscription, or one-time lifetime purchase. Premium subscriptions include a free week trial.
Not given
Key features
Debt payoff tracking with snowball and avalanche methods
Bill and payment reminders
Home screen widgets and Siri voice commands
Supports 44 languages and all major currencies
Shared budgets and goals with family or partners
Auto-track UPI, bank and card transactions from alert emails
Automatic transaction categorisation
Monthly budget tracking and alerts
Recurring subscription and bill detection
Net worth tracking with mutual funds and liabilities
Joint account support
Read-only Gmail connection
Manual transaction entry for cash spending
Per-bank transaction views
Coverage tracking with freshness labels
What makes it different
Shows the exact month you'll be debt-free
Data stored only on your iPhone and iCloud, not Spendry's servers
Works offline with local calculations
Automatic reminders for bills, cards and subscriptions even when app is closed
No SMS permission required, reads only bank alert emails
No bank login or Account Aggregator needed
Joint accounts included in single personal view
Automatic mutual fund CAS import from Gmail
Transparent coverage tracking with freshness indicators
Spendry
Glass Money