Evidence-based Social Security claiming guidance to help you make confident retirement decisions
Stage
Not given
Not given
Founded
Not given
Not given
Based in
IN
Not given
Pricing model
Free
Free
Pricing
Not given
All calculators and educational resources are completely free with no sign-up required. A 30-day money-back guarantee applies to any digital product purchases.
Key features
Tag spending as Required, Optional or Impulsive
Spend nudges when opening Swiggy, Amazon, Uber and 12 other apps
Monthly budget with category limits
Spending score from 0 to 100
Recurring payments tracker with reminders
Bill splitting
Optional bank SMS tracking
Left for today calculation
No bank login or UPI PIN required
Free calculator showing estimated benefits at claiming ages 62 to 70
Lifetime benefit totals and break-even point calculation
Free claiming checklist for retirement decisions
Spousal benefits calculator
Strategy guides for spousal coordination
Survivor benefits planning guide
Earnings test and benefit taxation guidance
Educational articles on Social Security topics
Personalized warnings based on user situation
What makes it different
Asks why you spent, not just what
Screenshot recognition runs on your phone, never uploaded
Completely free with no ads or subscriptions
Real-time nudges when opening spending apps
Zero-based budgeting with automatic Not allocated category
Free and accessible to everyone regardless of wealth
Based on official SSA data and peer-reviewed research
Focused exclusively on Social Security claiming decisions
Synthesizes complex SSA rules into plain-language tools
Uses same formulas and calculations as Social Security Administration
Spenrol
Benefora