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Spenrol vs Degroshi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Spenrol compared with Degroshi
DetailSpenrol logo SpenrolDegroshi logo Degroshi
What it doesMake every rupee intentional Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
StageNot given Established
FoundedNot given 2021
Based inIN UA
Pricing modelFree Not given
PricingNot given Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features
  • Tag spending as Required, Optional or Impulsive
  • Spend nudges when opening Swiggy, Amazon, Uber and 12 other apps
  • Monthly budget with category limits
  • Spending score from 0 to 100
  • Recurring payments tracker with reminders
  • Bill splitting
  • Optional bank SMS tracking
  • Left for today calculation
  • No bank login or UPI PIN required
  • Consolidate bank accounts, cards, cash and crypto in one dashboard
  • Voice, text and receipt photo expense recording with Surikat AI
  • Budget tracking with spending pace alerts
  • Days Supply calculator on iPhone and Mac
  • Annual spending heat map and analytics
  • Shared spaces for families and couples
  • Support for 8 crypto exchanges and wallets
  • Multi-currency conversion to hryvnia
  • AES-256-GCM end-to-end encryption
What makes it different
  • Asks why you spent, not just what
  • Screenshot recognition runs on your phone, never uploaded
  • Completely free with no ads or subscriptions
  • Real-time nudges when opening spending apps
  • Zero-based budgeting with automatic Not allocated category
  • Voice and photo receipt expense recording with AI categorization
  • Consolidated view of all money sources with single hryvnia conversion
  • Days Supply metric showing days until money runs out
  • End-to-end encryption with data stored only in EU
  • No data selling or AI model training on user information
Community votes00
DR (Domain Rating by Ahrefs)6 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)40
Citation Flow (Majestic)170
Referring domains (Majestic)190

4 details filled in for both companies.

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