Free to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country.
Key features
Tag spending as Required, Optional or Impulsive
Spend nudges when opening Swiggy, Amazon, Uber and 12 other apps
Monthly budget with category limits
Spending score from 0 to 100
Recurring payments tracker with reminders
Bill splitting
Optional bank SMS tracking
Left for today calculation
No bank login or UPI PIN required
Calculates what you can safely spend today
Budgets over any period (month, fortnight, custom)
Multiple accounts, transfers, and net worth tracking
Recurring rules for rent, salary, and subscriptions
Search and filters over every transaction
CSV export of transactions
Backup and restore via Google Drive, iCloud, or file
App lock with passcode and biometrics
Supports 165 currencies and 5 languages
All data stays on device with optional backup only
What makes it different
Asks why you spent, not just what
Screenshot recognition runs on your phone, never uploaded
Completely free with no ads or subscriptions
Real-time nudges when opening spending apps
Zero-based budgeting with automatic Not allocated category
No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly
All data remains on your phone; nothing is uploaded without your permission
Shows what you can spend today as one clear number derived from remaining funds and days until payday
Free to start with all features unlocked; you choose whether to pay to continue adding transactions
Spenrol
Ledgerly