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Splitbillup vs My Instincts

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Splitbillup compared with My Instincts
DetailSplitbillup logo SplitbillupMy Instincts logo My Instincts
What it doesFree bill splitter and expense tracker for groups Private expense tracker built from bank, UPI, and card notifications
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Not given
PricingFree: unlimited groups, expenses, and people. Pro: $4.99/mo includes AI chat parsing (100 parses/month), CSV export, priority support, no ads. Business: $19.99/mo includes 1,000 AI parses/month, dedicated account manager, API access, reports, SSO, audit trails. Enterprise: custom pricing, contact sa Free core app; Pro: Lifetime unlock around ₹199 or annual plan (pricing shown in Play at purchase time)
Key features
  • Split expenses equally, by exact amounts, percentages, or shares
  • Multiple payers on a single expense
  • Automatic settlement reduces number of payments
  • Collaborative group editing via shared link
  • AI-assisted expense import from chat (Pro and Business)
  • Unlimited group history and expense tracking
  • Parse bank, UPI, and card notifications into spending records
  • Weekly and monthly spending totals
  • Track bills, subscriptions, and refunds
  • Link amounts to source notifications for verification
  • Distinguish transfers and income from spending
  • Quick cash entry without notification trigger
  • On-device questions about spending answered locally
  • Optional encrypted backup to personal cloud storage
  • Home screen widget (Pro)
What makes it different
  • Reduces payments to smallest possible set needed to settle
  • Privacy-first with no selling of personal data
  • Truly free plan with no limits on groups, people, or expenses
  • Groups never expire with permanent access to history
  • No SMS permission, bank login, or account creation required
  • All data processed and stored locally on device
  • No server receives transaction data or sells spending information
  • Verify data yourself by tapping to see source notifications
  • Optional app lock with PIN or biometrics for additional security
Community votes00
DR (Domain Rating by Ahrefs)1 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)130
Referring domains (Majestic)10

4 details filled in for both companies.

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