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Splitbillup vs ReceGuard

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Splitbillup compared with ReceGuard
DetailSplitbillup logo Splitbillup ReceGuard
What it doesFree bill splitter and expense tracker for groups Receipts, mileage and IRS-ready reports processed entirely on your iPhone
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Freemium
PricingFree: unlimited groups, expenses, and people. Pro: $4.99/mo includes AI chat parsing (100 parses/month), CSV export, priority support, no ads. Business: $19.99/mo includes 1,000 AI parses/month, dedicated account manager, API access, reports, SSO, audit trails. Enterprise: custom pricing, contact sa Not given
Key features
  • Split expenses equally, by exact amounts, percentages, or shares
  • Multiple payers on a single expense
  • Automatic settlement reduces number of payments
  • Collaborative group editing via shared link
  • AI-assisted expense import from chat (Pro and Business)
  • Unlimited group history and expense tracking
  • On-device receipt scanning with automatic merchant, date, total, tax and currency detection
  • Multi-page receipt scanning where pages stay attached to one entry
  • Mileage tracking with GPS or manual entry and business purpose logging
  • IRS Schedule C tax package export with receipt ledger and mileage log
  • Return and warranty reminders with 7, 3 and 1 day notifications
  • Payment account detection that files receipts from saved cards automatically
  • Full-text search across receipt text, merchants, categories, tags and notes
  • Home Screen widget for quick scanning access and spend tracking
  • Nine customizable themes including fonts, corner shapes and textures
  • iCloud sync using private database with no ReceGuard server access
What makes it different
  • Reduces payments to smallest possible set needed to settle
  • Privacy-first with no selling of personal data
  • Truly free plan with no limits on groups, people, or expenses
  • Groups never expire with permanent access to history
  • All receipt processing happens on-device with no uploads to servers
  • Free version with same recognition quality and tax export as paid tier
  • Exports in open formats with images attached that survive longer than the app
  • Automatic 50% business meal deduction and IRS mileage rate application by trip date
Community votes00
DR (Domain Rating by Ahrefs)1 no change since last check7 no change since last check
Trust Flow (Majestic)01
Citation Flow (Majestic)1318
Referring domains (Majestic)15

4 details filled in for both companies.

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