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Subwatch vs Aggregate Finance

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Subwatch compared with Aggregate Finance
DetailSubwatch logo SubwatchAggregate Finance logo Aggregate Finance
What it doesTurn subscription chaos into financial harmony Your accounts, statements, and bills in one spreadsheet
StageNot given Not given
FoundedNot given Not given
Based inNot given US
Pricing modelNot given Freemium
PricingBeginner plan is free for tracking up to 3 subscriptions. Power user plan is $11.99 as a one-time payment for unlimited subscriptions. Free sample spreadsheet with example data. Starter: $4/month (or $48/year, save $8) for up to 3 banks. Plus: $9/month (or $108/year, save $18) for up to 8 banks and 3 brokerages. Add-ons: More connections $1.50/month or $15/year each; Investment history $3/month or $30/year.
Key features
  • Track subscriptions with automatic renewal date monitoring
  • Renewal reminders customizable in advance
  • Calendar view of renewal dates
  • Multi-currency support with real-time conversion
  • Spending insights by category
  • Raycast extension for command palette access
  • REST API and MCP integration for custom tools
  • Support for trials and one-time payments
  • Credit card statements and payment tracking
  • Recurring subscription detection
  • Built-in budgets and charts
  • Investment tracking with holdings
  • Weekly summary email
  • Import from other budgeting apps
  • Google Sheets and Excel sync
  • Read-only bank access via Plaid
  • Download as Excel, LibreOffice or CSV
What makes it different
  • One-time payment of $11.99 for unlimited subscriptions with all updates included
  • Free tier with no bank login requirement
  • Data encrypted and decrypted only on client device
  • Synced across web platform, Chrome extension, Raycast, and AI assistants
  • On-device Gmail scanning with Gemini Nano for subscription detection
  • Ready-made charts and budgets built into your spreadsheet, not in a separate app
  • Own your data in Google Sheets or Excel instead of in the app
  • Low starting price from $40 a year
  • Free sample spreadsheet to try without connecting a bank
Community votes00
DR (Domain Rating by Ahrefs)11 no change since last check1 +1 (up) since last check
Trust Flow (Majestic)80
Citation Flow (Majestic)100
Referring domains (Majestic)331

4 details filled in for both companies.

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