Evidence-based Social Security claiming guidance to help you make confident retirement decisions
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Free
Pricing
Beginner plan is free for tracking up to 3 subscriptions. Power user plan is $11.99 as a one-time payment for unlimited subscriptions.
All calculators and educational resources are completely free with no sign-up required. A 30-day money-back guarantee applies to any digital product purchases.
Key features
Track subscriptions with automatic renewal date monitoring
Renewal reminders customizable in advance
Calendar view of renewal dates
Multi-currency support with real-time conversion
Spending insights by category
Raycast extension for command palette access
REST API and MCP integration for custom tools
Support for trials and one-time payments
Free calculator showing estimated benefits at claiming ages 62 to 70
Lifetime benefit totals and break-even point calculation
Free claiming checklist for retirement decisions
Spousal benefits calculator
Strategy guides for spousal coordination
Survivor benefits planning guide
Earnings test and benefit taxation guidance
Educational articles on Social Security topics
Personalized warnings based on user situation
What makes it different
One-time payment of $11.99 for unlimited subscriptions with all updates included
Free tier with no bank login requirement
Data encrypted and decrypted only on client device
Synced across web platform, Chrome extension, Raycast, and AI assistants
On-device Gmail scanning with Gemini Nano for subscription detection
Free and accessible to everyone regardless of wealth
Based on official SSA data and peer-reviewed research
Focused exclusively on Social Security claiming decisions
Synthesizes complex SSA rules into plain-language tools
Uses same formulas and calculations as Social Security Administration
Subwatch
Benefora