Subwatch vs Clear Budget
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Subwatch compared with Clear Budget
| Detail | 
Subwatch | CB
Clear Budget |
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| What it does | Turn subscription chaos into financial harmony
| Free budget calculator for irregular income, multiple pay schedules and multi-currency budgets
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
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| Pricing model | Not given
| Freemium
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| Pricing | Beginner plan is free for tracking up to 3 subscriptions. Power user plan is $11.99 as a one-time payment for unlimited subscriptions.
| Free calculator and free account (saves one budget). Clear Budget Plus: $4.99/month or $39.99/year (save 33% annually, equivalent to $3.33/month).
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| Key features | - Track subscriptions with automatic renewal date monitoring
- Renewal reminders customizable in advance
- Calendar view of renewal dates
- Multi-currency support with real-time conversion
- Spending insights by category
- Raycast extension for command palette access
- REST API and MCP integration for custom tools
- Support for trials and one-time payments
| - Support for multiple pay frequencies: daily, weekly, biweekly, twice-monthly, monthly, annual and custom periods
- 27 currencies with live exchange rate conversion
- Exact contract dates and date ranges for income and expenses
- Automatic proration for partial periods
- Savings goals, emergency fund and investment growth tracking
- Financial picture showing income, expenses, what's left, goals and remaining balance
- No bank connection required
- Use without creating an account
- Bitcoin as a supported currency
- Multiple budgets and combined financial picture with Plus subscription
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| What makes it different | - One-time payment of $11.99 for unlimited subscriptions with all updates included
- Free tier with no bank login requirement
- Data encrypted and decrypted only on client device
- Synced across web platform, Chrome extension, Raycast, and AI assistants
- On-device Gmail scanning with Gemini Nano for subscription detection
| - Built specifically for irregular income and contract work, not traditional monthly salaries
- Accurate frequency conversion that treats biweekly and twice-monthly as distinct
- Per-row currency support allowing mixed currencies in one budget
- Privacy by design with no bank connection or automatic data sync
- Designed for people whose finances don't fit simple monthly templates
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 11 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 8 | 0 |
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| Citation Flow (Majestic) | 10 | 4 |
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| Referring domains (Majestic) | 33 | 1 |
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4 details filled in for both companies.
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