Beginner plan is free for tracking up to 3 subscriptions. Power user plan is $11.99 as a one-time payment for unlimited subscriptions.
Free to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country.
Key features
Track subscriptions with automatic renewal date monitoring
Renewal reminders customizable in advance
Calendar view of renewal dates
Multi-currency support with real-time conversion
Spending insights by category
Raycast extension for command palette access
REST API and MCP integration for custom tools
Support for trials and one-time payments
Calculates what you can safely spend today
Budgets over any period (month, fortnight, custom)
Multiple accounts, transfers, and net worth tracking
Recurring rules for rent, salary, and subscriptions
Search and filters over every transaction
CSV export of transactions
Backup and restore via Google Drive, iCloud, or file
App lock with passcode and biometrics
Supports 165 currencies and 5 languages
All data stays on device with optional backup only
What makes it different
One-time payment of $11.99 for unlimited subscriptions with all updates included
Free tier with no bank login requirement
Data encrypted and decrypted only on client device
Synced across web platform, Chrome extension, Raycast, and AI assistants
On-device Gmail scanning with Gemini Nano for subscription detection
No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly
All data remains on your phone; nothing is uploaded without your permission
Shows what you can spend today as one clear number derived from remaining funds and days until payday
Free to start with all features unlocked; you choose whether to pay to continue adding transactions
Subwatch
Ledgerly