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Subwatch vs Maali

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Subwatch compared with Maali
DetailSubwatch logo SubwatchMaali logo Maali
What it doesTurn subscription chaos into financial harmony Private personal finance app that runs entirely on your computer
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelNot given Free trial
PricingBeginner plan is free for tracking up to 3 subscriptions. Power user plan is $11.99 as a one-time payment for unlimited subscriptions. Free for 30 days, then $99 USD once (includes all future updates)
Key features
  • Track subscriptions with automatic renewal date monitoring
  • Renewal reminders customizable in advance
  • Calendar view of renewal dates
  • Multi-currency support with real-time conversion
  • Spending insights by category
  • Raycast extension for command palette access
  • REST API and MCP integration for custom tools
  • Support for trials and one-time payments
  • Transaction import from bank statements (CSV) or SimpleFIN
  • Automatic transaction categorization that learns from corrections
  • Monthly spending analysis by category with cash flow
  • Local AI analyst for insights and anomaly detection
  • Works offline without internet connection
  • Supports Mac (Apple Silicon M1+) and Windows 10 & 11
What makes it different
  • One-time payment of $11.99 for unlimited subscriptions with all updates included
  • Free tier with no bank login requirement
  • Data encrypted and decrypted only on client device
  • Synced across web platform, Chrome extension, Raycast, and AI assistants
  • On-device Gmail scanning with Gemini Nano for subscription detection
  • All data and AI analysis run locally on your computer with no cloud servers or tracking
  • Works completely offline and requires no account or login
  • One-time $99 purchase with all future updates included
  • Automatic transaction categorization that learns from user corrections
  • Optional SimpleFIN connection keeps bank credentials on SimpleFIN's servers, never with Maali
Community votes00
DR (Domain Rating by Ahrefs)11 no change since last check3 −1 (down) since last check
Trust Flow (Majestic)88
Citation Flow (Majestic)1023
Referring domains (Majestic)3326

4 details filled in for both companies.

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