Subwatch vs My Money Train
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Subwatch compared with My Money Train
| Detail | 
Subwatch | 
My Money Train |
|---|
| What it does | Turn subscription chaos into financial harmony
| Know what you can spend right now with a simple visual spending pace
|
|---|
| Stage | Not given
| Startup
|
|---|
| Founded | Not given
| Not given
|
|---|
| Based in | Not given
| Not given
|
|---|
| Pricing model | Not given
| Freemium
|
|---|
| Pricing | Beginner plan is free for tracking up to 3 subscriptions. Power user plan is $11.99 as a one-time payment for unlimited subscriptions.
| Free: up to 3 trains, default train theme, transaction history, 30D/90D/1Y reports, core widget, Apple Shortcuts. Pro: $9.99/year or $29.99 lifetime for unlimited trains, train sharing, additional visual themes, custom train-level thresholds, full widget configuration, CSV export. Localized pricing
|
|---|
| Key features | - Track subscriptions with automatic renewal date monitoring
- Renewal reminders customizable in advance
- Calendar view of renewal dates
- Multi-currency support with real-time conversion
- Spending insights by category
- Raycast extension for command palette access
- REST API and MCP integration for custom tools
- Support for trials and one-time payments
| - Live spending balance that updates continuously as time passes and purchases are made
- Multiple spending trains for different expense categories
- Visual train metaphor showing ahead or behind status
- Home Screen widget for quick balance checking
- Transaction history and spending reports
- Shared trains for household spending management
- iCloud sync for seamless data synchronization
- CSV export for data analysis
- Custom visual themes
|
|---|
| What makes it different | - One-time payment of $11.99 for unlimited subscriptions with all updates included
- Free tier with no bank login requirement
- Data encrypted and decrypted only on client device
- Synced across web platform, Chrome extension, Raycast, and AI assistants
- On-device Gmail scanning with Gemini Nano for subscription detection
| - Answers the immediate question of what you can spend right now instead of providing only a monthly total
- Progress carries forward across months instead of resetting at month-end
- Simple interface with one live number instead of complex spreadsheets or multiple categories
- Free version available with core features to test the method before upgrading
|
|---|
| Community votes | 0 | 0 |
|---|
| DR (Domain Rating by Ahrefs) | 11 ● no change since last check | Not checked yet ● no change since last check |
|---|
| Trust Flow (Majestic) | 8 | 0 |
|---|
| Citation Flow (Majestic) | 10 | 21 |
|---|
| Referring domains (Majestic) | 33 | 6 |
|---|
4 details filled in for both companies.
More alternatives to Subwatch More alternatives to My Money Train