Beginner plan is free for tracking up to 3 subscriptions. Power user plan is $11.99 as a one-time payment for unlimited subscriptions.
Base: $5/month billed annually or $9.95/month billed monthly. Investor: $8.25/month billed annually ($99/year) or $12.95/month billed monthly. Both include a 7-day free trial.
Key features
Track subscriptions with automatic renewal date monitoring
Renewal reminders customizable in advance
Calendar view of renewal dates
Multi-currency support with real-time conversion
Spending insights by category
Raycast extension for command palette access
REST API and MCP integration for custom tools
Support for trials and one-time payments
Ask Claude, ChatGPT, or any MCP client about spending, budgets, and balances
10,000+ US bank connections via Plaid
Automatic transaction categorization with user-defined rules
Auto-sync transactions to Google Sheets and Excel
Track cards, loans, balances, APRs, and due dates
Split mixed purchases into budget categories
Connect investment and retirement accounts
Scheduled check-ins and recurring tasks via AI
What makes it different
One-time payment of $11.99 for unlimited subscriptions with all updates included
Free tier with no bank login requirement
Data encrypted and decrypted only on client device
Synced across web platform, Chrome extension, Raycast, and AI assistants
On-device Gmail scanning with Gemini Nano for subscription detection
No data stored on servers; credentials stay with Plaid and money never moves through OpenBudget
One subscription with everything included; no ads or data selling
Automatic spreadsheet sync with no manual CSV exports
Subwatch
OpenBudget