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Subwatch vs Outlayr

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Subwatch compared with Outlayr
DetailSubwatch logo SubwatchOutlayr logo Outlayr
What it doesTurn subscription chaos into financial harmony Track every expense in one sentence
StageNot given Not given
FoundedNot given Not given
Based inNot given US
Pricing modelNot given Freemium
PricingBeginner plan is free for tracking up to 3 subscriptions. Power user plan is $11.99 as a one-time payment for unlimited subscriptions. Free: basic expense tracking with 20 captures every 30 days, 2 accounts, 2 category budgets, 1 account currency, no ads. Outlayr Pro: $7.99/month, $49.99/year with 7 days free, or $129.99 once; includes 500 captures every 30 days, unlimited accounts, category budgets and account currencies, sync acr
Key features
  • Track subscriptions with automatic renewal date monitoring
  • Renewal reminders customizable in advance
  • Calendar view of renewal dates
  • Multi-currency support with real-time conversion
  • Spending insights by category
  • Raycast extension for command palette access
  • REST API and MCP integration for custom tools
  • Support for trials and one-time payments
  • Log purchases by voice, text, or receipt photo
  • Supports 165 currencies with historical exchange rates
  • Budget tracking with overspend alerts
  • Savings goals with monthly targets
  • Split transactions across categories
  • Multi-account tracking with transfers
  • Spending insights and trends
  • Offline entry logging without internet
  • Export data as CSV or full archive
What makes it different
  • One-time payment of $11.99 for unlimited subscriptions with all updates included
  • Free tier with no bank login requirement
  • Data encrypted and decrypted only on client device
  • Synced across web platform, Chrome extension, Raycast, and AI assistants
  • On-device Gmail scanning with Gemini Nano for subscription detection
  • Type expenses as one sentence instead of filling multiple form fields
  • All data stored on your phone by default with optional sync
  • Open source code available on GitHub under GPL and AGPL licenses
  • Buy Pro once for $129.99 instead of subscribing
Community votes00
DR (Domain Rating by Ahrefs)11 no change since last check3 +3 (up) since last check
Trust Flow (Majestic)80
Citation Flow (Majestic)100
Referring domains (Majestic)330

4 details filled in for both companies.

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