Subwatch vs The Silo
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Subwatch compared with The Silo
| Detail | 
Subwatch | 
The Silo |
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| What it does | Turn subscription chaos into financial harmony
| Budgeting and debt payoff planner with no bank linking and no data selling
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| Stage | Not given
| Not given
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| Founded | Not given
| Not given
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| Based in | Not given
| Not given
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| Pricing model | Not given
| Not given
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| Pricing | Beginner plan is free for tracking up to 3 subscriptions. Power user plan is $11.99 as a one-time payment for unlimited subscriptions.
| Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.
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| Key features | - Track subscriptions with automatic renewal date monitoring
- Renewal reminders customizable in advance
- Calendar view of renewal dates
- Multi-currency support with real-time conversion
- Spending insights by category
- Raycast extension for command palette access
- REST API and MCP integration for custom tools
- Support for trials and one-time payments
| - Avalanche, snowball, or custom debt payoff order
- Projected debt-free date
- Financial forecasting up to ten years out
- Overdraft warnings months in advance
- Bank and credit card statement upload
- No bank account connection required
- Two-factor authentication and encryption
- Consolidation offer calculator
- Household sharing of financial books
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| What makes it different | - One-time payment of $11.99 for unlimited subscriptions with all updates included
- Free tier with no bank login requirement
- Data encrypted and decrypted only on client device
- Synced across web platform, Chrome extension, Raycast, and AI assistants
- On-device Gmail scanning with Gemini Nano for subscription detection
| - No bank account linking – you enter numbers, not credentials
- Price locked in for life – no rate increases
- Reads bank statements to eliminate manual data entry
- Actual debt-free date instead of vague projections
- Warns of overdrafts months before they happen
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 11 ● no change since last check | 10 ● no change since last check |
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| Trust Flow (Majestic) | 8 | 22 |
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| Citation Flow (Majestic) | 10 | 12 |
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| Referring domains (Majestic) | 33 | 2 |
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4 details filled in for both companies.
More alternatives to Subwatch More alternatives to The Silo