Automatic expense tracker that categorizes bank, card and UPI alerts without manual entry
A private budget app that shows what you can safely spend
Stage
Not given
Not given
Founded
Not given
Not given
Based in
IN
US
Pricing model
Not given
Free trial
Pricing
Free plan available forever with no time limit. Tab.it Plus at ₹199/month (first month free). Tab.it Premium at ₹399/month or ₹3,999/year (first month free).
7-day free trial, then monthly or annual subscription. Exact pricing shown in App Store or Google Play purchase flow.
Key features
Automatic expense tracking from bank and UPI SMS alerts
Receipt scanning with AI extraction
Bill splitting and group settlement
Spending analytics and trend identification
On-device SMS filtering for privacy
iOS Shortcuts automation for iPhone SMS tracking
Freeflow Engine - shows what is actually usable after protecting bills, debt, and savings
Cash Low Point Monitoring - projects how low available cash may fall before next paycheck
Afford It Decision Tool - checks whether a purchase fits the financial plan
Bill Reminders - track upcoming, due, paid, and overdue bills
Debt Payoff Tools - snowball and avalanche calculations with interest savings
Savings Goal Tracking - create and track progress on savings goals
Reserved Cash - separate committed money from everyday spending
Paycheck Planning - plan around income timing including irregular income
Manual Budgeting - plan without connecting a bank account
What makes it different
Automatic expense categorization without manual entry, using on-device SMS filtering
Built specifically for India with UPI and bank SMS support
Strong privacy through 9-layer on-device message filtering that never sends content to cloud
Integrated bill splitting with automatic settle-up calculations for groups
Free plan forever with core features including auto-tracking and bill splitting
No bank sync or bank credentials required - keeps financial data private and avoids broken connections
Local-first architecture - financial data stored on device, never sold
Looks forward to upcoming obligations instead of backward at past spending
Shows safe-to-spend amount rather than just balance
Tab.it
Savern