TERM vs My Instincts
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
TERM compared with My Instincts
| Detail | T
TERM | 
My Instincts |
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| What it does | Review your recurring spend
| Private expense tracker built from bank, UPI, and card notifications
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| Stage | Not given
| Not given
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| Founded | Not given
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| Based in | Not given
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| Pricing model | Paid
| Not given
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| Pricing | Starter $15/month, Pro $30/month, Studio $50/month. Billed monthly, cancel anytime.
| Free core app; Pro: Lifetime unlock around ₹199 or annual plan (pricing shown in Play at purchase time)
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| Key features | - Transaction review queue
- Recurring spend detection
- Spend reporting and export
- Automatic rules
- Renewal alerts
- Advanced reporting
- Read-only QuickBooks access
- Encrypted connections
| - Parse bank, UPI, and card notifications into spending records
- Weekly and monthly spending totals
- Track bills, subscriptions, and refunds
- Link amounts to source notifications for verification
- Distinguish transfers and income from spending
- Quick cash entry without notification trigger
- On-device questions about spending answered locally
- Optional encrypted backup to personal cloud storage
- Home screen widget (Pro)
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| What makes it different | - Never writes to your QuickBooks ledger
- Read-only access to accounting data
- Estimates recurring charges before renewal
- Optional email and Slack monitoring for renewal notices
| - No SMS permission, bank login, or account creation required
- All data processed and stored locally on device
- No server receives transaction data or sells spending information
- Verify data yourself by tapping to see source notifications
- Optional app lock with PIN or biometrics for additional security
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 0 | 0 |
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| Citation Flow (Majestic) | 17 | 0 |
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| Referring domains (Majestic) | 1 | 0 |
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4 details filled in for both companies.
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