TermLoans vs Groundfloor

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

TermLoans compared with Groundfloor
Detail	TermLoans	Groundfloor
What it does	The fastest way to fund and fuel your business	Private markets investing platform offering real estate loans, notes, and emerging alternative investments
Stage	Not given	Established
Founded	Not given	2013
Based in	Not given	US
Pricing model	Free	Freemium
Pricing	Not given	Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12
Key features	Apply in 2 minutes Compare offers side-by-side No hidden fees No credit score impact 400+ lenders Bank-grade encryption 24/7 monitoring Supports 40+ languages Identity verification Bank connection secured	Individual real estate loan selection with 10-18% target IRR Auto Finance Portfolio with 13.6% target net IRR for accredited investors Music Royalties Portfolio offering 7% fixed annualized return Pre-IPO Stock Finance Portfolio with 15-18% target net IRR Portfolio tracking and real-time performance monitoring Automated monthly interest payments to investors Mobile app for browsing and managing investments on the go
What makes it different	Trusted by over 10,000 businesses Multiple offers from 400+ lenders No impact to credit score Fast 2-minute application	100% repayment track record on real estate-backed notes since platform inception First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors Over 13 years of operating history managing real estate investments since 2013 Direct origination and underwriting rather than marketplace model Verified residential collateral and first- or second-lien security on every loan
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	8 no change since last check	49 +1 (up) since last check
Trust Flow (Majestic)	10	19
Citation Flow (Majestic)	8	32
Referring domains (Majestic)	47	595

4 details filled in for both companies.

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