Terrapin vs HippoSplit

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Terrapin compared with HippoSplit
Detail	Terrapin	HippoSplit
What it does	Receipts on autopilot	Chat-first expense tracker for splitting group bills and tracking shared costs
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	US
Pricing model	Freemium	Freemium
Pricing	Individuals: Standard $119.99/year (one year lookback), Extended $149.99/year (two years lookback). Teams: $149.99/seat/year (1-4 seats), $129.00/seat/year (5-14 seats), $119.00/seat/year (15-29 seats), $99.00/seat/year (30+ seats). Practices: 30-day free trial with up to 3 client businesses; practi	Free plan: $0 (unlimited expense entries, 20 AI scans per week). Premium monthly: $4.17/month (billed as $5.99 monthly, or save 30% with yearly billing at $49.99/year).
Key features	Automatic receipt discovery across email, photos and files Bank transaction matching QuickBooks Online and Xero integration CPA-ready report exports Card-agnostic processing Photo receipt extraction Team collaboration with role-based access Practice workspace with client management Multi-year historical discovery Mileage tracking and accountant pack	AI receipt and chat message parsing Multiple split methods: equal, custom amounts, percentages, shares, itemized 150+ currencies with live exchange rates Recurring expenses for rent, subscriptions, utilities Guest access via invite links and QR codes Real-time balance updates and settlement reports Advanced reports and spending insights End-to-end encryption for all financial data 20 AI scans per week on free plan Unlimited AI scans with Premium
What makes it different	No manual uploads required; discovers receipts automatically from existing sources Works with any payment card without requiring a specific provider Works standalone or integrates with existing accounting software Bank-grade security with SOC 2 Type II audit Supports individuals, teams and entire accounting practices	Chat interface makes expense logging feel like messaging rather than bookkeeping No signup required for guests to join groups Only group creator needs Premium for everyone to access premium features Privacy-first approach with no ads, tracking, or data sales Truly free plan for casual groups and trips
Community votes	0	0
DR (Domain Rating by Ahrefs)	7 no change since last check	31 no change since last check
Trust Flow (Majestic)	7	12
Citation Flow (Majestic)	18	25
Referring domains (Majestic)	14	44

5 details filled in for both companies.

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