Terrapin vs My Instincts
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Terrapin compared with My Instincts
| Detail | 
Terrapin | 
My Instincts |
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| What it does | Receipts on autopilot
| Private expense tracker built from bank, UPI, and card notifications
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
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| Pricing model | Freemium
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| Pricing | Individuals: Standard $119.99/year (one year lookback), Extended $149.99/year (two years lookback). Teams: $149.99/seat/year (1-4 seats), $129.00/seat/year (5-14 seats), $119.00/seat/year (15-29 seats), $99.00/seat/year (30+ seats). Practices: 30-day free trial with up to 3 client businesses; practi
| Free core app; Pro: Lifetime unlock around ₹199 or annual plan (pricing shown in Play at purchase time)
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| Key features | - Automatic receipt discovery across email, photos and files
- Bank transaction matching
- QuickBooks Online and Xero integration
- CPA-ready report exports
- Card-agnostic processing
- Photo receipt extraction
- Team collaboration with role-based access
- Practice workspace with client management
- Multi-year historical discovery
- Mileage tracking and accountant pack
| - Parse bank, UPI, and card notifications into spending records
- Weekly and monthly spending totals
- Track bills, subscriptions, and refunds
- Link amounts to source notifications for verification
- Distinguish transfers and income from spending
- Quick cash entry without notification trigger
- On-device questions about spending answered locally
- Optional encrypted backup to personal cloud storage
- Home screen widget (Pro)
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| What makes it different | - No manual uploads required; discovers receipts automatically from existing sources
- Works with any payment card without requiring a specific provider
- Works standalone or integrates with existing accounting software
- Bank-grade security with SOC 2 Type II audit
- Supports individuals, teams and entire accounting practices
| - No SMS permission, bank login, or account creation required
- All data processed and stored locally on device
- No server receives transaction data or sells spending information
- Verify data yourself by tapping to see source notifications
- Optional app lock with PIN or biometrics for additional security
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 7 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 7 | 0 |
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| Citation Flow (Majestic) | 18 | 0 |
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| Referring domains (Majestic) | 14 | 0 |
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4 details filled in for both companies.
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