Terrapin vs Splitbillup

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Terrapin compared with Splitbillup
Detail	Terrapin	Splitbillup
What it does	Receipts on autopilot	Free bill splitter and expense tracker for groups
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	Not given
Pricing model	Freemium	Freemium
Pricing	Individuals: Standard $119.99/year (one year lookback), Extended $149.99/year (two years lookback). Teams: $149.99/seat/year (1-4 seats), $129.00/seat/year (5-14 seats), $119.00/seat/year (15-29 seats), $99.00/seat/year (30+ seats). Practices: 30-day free trial with up to 3 client businesses; practi	Free: unlimited groups, expenses, and people. Pro: $4.99/mo includes AI chat parsing (100 parses/month), CSV export, priority support, no ads. Business: $19.99/mo includes 1,000 AI parses/month, dedicated account manager, API access, reports, SSO, audit trails. Enterprise: custom pricing, contact sa
Key features	Automatic receipt discovery across email, photos and files Bank transaction matching QuickBooks Online and Xero integration CPA-ready report exports Card-agnostic processing Photo receipt extraction Team collaboration with role-based access Practice workspace with client management Multi-year historical discovery Mileage tracking and accountant pack	Split expenses equally, by exact amounts, percentages, or shares Multiple payers on a single expense Automatic settlement reduces number of payments Collaborative group editing via shared link AI-assisted expense import from chat (Pro and Business) Unlimited group history and expense tracking
What makes it different	No manual uploads required; discovers receipts automatically from existing sources Works with any payment card without requiring a specific provider Works standalone or integrates with existing accounting software Bank-grade security with SOC 2 Type II audit Supports individuals, teams and entire accounting practices	Reduces payments to smallest possible set needed to settle Privacy-first with no selling of personal data Truly free plan with no limits on groups, people, or expenses Groups never expire with permanent access to history
Community votes	0	0
DR (Domain Rating by Ahrefs)	7 no change since last check	1 no change since last check
Trust Flow (Majestic)	7	0
Citation Flow (Majestic)	18	13
Referring domains (Majestic)	14	1

5 details filled in for both companies.

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