The Silo vs Arrel

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

The Silo compared with Arrel
Detail	The Silo	Arrel
What it does	Budgeting and debt payoff planner with no bank linking and no data selling	Personal finance, investments and analytics, private by default
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	Not given
Pricing model	Not given	Freemium
Pricing	Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.	Free plan includes unlimited income & expense tracking, 1 account, 1 investment portfolio, 2 budgets, 2 recurring payments, 1 open tracker, and 90 days of analytics history. Premium adds unlimited accounts, portfolios, budgets, recurring payments and trackers, full analytics history, shared trackers
Key features	Avalanche, snowball, or custom debt payoff order Projected debt-free date Financial forecasting up to ten years out Overdraft warnings months in advance Bank and credit card statement upload No bank account connection required Two-factor authentication and encryption Consolidation offer calculator Household sharing of financial books	Track income and expenses across multiple account types Budgets with alerts Investment tracking with crypto, stocks, ETFs, funds, precious metals and property Trackers for trips, house moves and instalment plans Live market prices for crypto and stocks CSV import and export Analytics and net worth tracking Apple Intelligence for on-device categorization
What makes it different	No bank account linking – you enter numbers, not credentials Price locked in for life – no rate increases Reads bank statements to eliminate manual data entry Actual debt-free date instead of vague projections Warns of overdrafts months before they happen	All data stays on your device with optional sync and no account required No ads, no tracking and no third-party integrations Combines everyday spending with comprehensive investment tracking in one app Free CSV export forever with no lock-in
Community votes	0	0
DR (Domain Rating by Ahrefs)	10 no change since last check	4 no change since last check
Trust Flow (Majestic)	22	7
Citation Flow (Majestic)	12	10
Referring domains (Majestic)	2	3

4 details filled in for both companies.

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