The Silo vs Freeboard

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

The Silo compared with Freeboard
Detail	The Silo	Freeboard
What it does	Budgeting and debt payoff planner with no bank linking and no data selling	Cash flow app for freelancers: what you can spend today
Stage	Not given	MVP
Founded	Not given	Not given
Based in	Not given	EE
Pricing model	Not given	Free trial
Pricing	Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.	Free for the first year for the first 100 people in early access. After that: US$9 per month or US$79 per year (or 9 € per month or 79 € per year for dashboards created from the Italian site). No automatic charges; email confirmation before billing begins.
Key features	Avalanche, snowball, or custom debt payoff order Projected debt-free date Financial forecasting up to ten years out Overdraft warnings months in advance Bank and credit card statement upload No bank account connection required Two-factor authentication and encryption Consolidation offer calculator Household sharing of financial books	Import bank transactions from CSV, Excel, OFX/QFX, QIF or CAMT.053 files Automatic recognition of transactions from Chase, Bank of America, Wells Fargo, Capital One, Citi, American Express, Discover, Revolut, Wise, N26 and Fineco Connect Stripe for subscription renewals and payout tracking Import Fiverr earnings and forecast future payouts Browser extension for Chrome, Edge and Brave showing safe-to-spend at checkout Integration with Claude and ChatGPT for spending questions Multi-currency conversion using European Central Bank reference rates
What makes it different	No bank account linking – you enter numbers, not credentials Price locked in for life – no rate increases Reads bank statements to eliminate manual data entry Actual debt-free date instead of vague projections Warns of overdrafts months before they happen	Shows what you can safely spend today without touching emergency funds or taxes over the next 12 months, not just current account balance Counts only income you can rely on (certain, half-certain, or uncertain) rather than all projected income
Community votes	0	0
DR (Domain Rating by Ahrefs)	10 no change since last check	3 +1 (up) since last check
Trust Flow (Majestic)	22	0
Citation Flow (Majestic)	12	20
Referring domains (Majestic)	2	6

4 details filled in for both companies.

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