The Silo vs NewTracker
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
The Silo compared with NewTracker
| Detail | 
The Silo | 
NewTracker |
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| What it does | Budgeting and debt payoff planner with no bank linking and no data selling
| Personal finance app for people who'd rather live their life than balance a spreadsheet
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| Stage | Not given
| Not given
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| Founded | Not given
| Not given
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| Based in | Not given
| CA
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| Pricing model | Not given
| Free trial
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| Pricing | Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.
| Monthly: $7.99 CAD/month. Annual: $69.99 CAD/year billed annually (save 27%), equivalent to $5.83 CAD/month. No credit card required for 14-day free trial.
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| Key features | - Avalanche, snowball, or custom debt payoff order
- Projected debt-free date
- Financial forecasting up to ten years out
- Overdraft warnings months in advance
- Bank and credit card statement upload
- No bank account connection required
- Two-factor authentication and encryption
- Consolidation offer calculator
- Household sharing of financial books
| - 50+ smart customizable categories
- Split transactions across multiple categories
- Custom automation rules for edge cases
- Monthly AI email recap of spending habits
- Subscription audit to find forgotten subscriptions
- Year-over-year spending comparisons
- Real-time balances across all accounts
- 90-day cash flow forecast
- Face ID and fingerprint lock on mobile
- CSV export anytime with no vendor lock-in
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| What makes it different | - No bank account linking – you enter numbers, not credentials
- Price locked in for life – no rate increases
- Reads bank statements to eliminate manual data entry
- Actual debt-free date instead of vague projections
- Warns of overdrafts months before they happen
| - One honest price with every feature included, no tiers or add-ons
- Bank-grade read-only security with no data selling or training
- Full feature parity on web, iOS and Android with no stripped-down app
- Unlimited accounts, transactions and household members included
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 10 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 22 | 0 |
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| Citation Flow (Majestic) | 12 | 0 |
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| Referring domains (Majestic) | 2 | 0 |
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4 details filled in for both companies.
More alternatives to The Silo More alternatives to NewTracker