Budgeting and debt payoff planner with no bank linking and no data selling
Automatic expense tracker that categorizes bank, card and UPI alerts without manual entry
Stage
Not given
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Founded
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Based in
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IN
Pricing model
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Pricing
Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.
Free plan available forever with no time limit. Tab.it Plus at ₹199/month (first month free). Tab.it Premium at ₹399/month or ₹3,999/year (first month free).
Key features
Avalanche, snowball, or custom debt payoff order
Projected debt-free date
Financial forecasting up to ten years out
Overdraft warnings months in advance
Bank and credit card statement upload
No bank account connection required
Two-factor authentication and encryption
Consolidation offer calculator
Household sharing of financial books
Automatic expense tracking from bank and UPI SMS alerts
Receipt scanning with AI extraction
Bill splitting and group settlement
Spending analytics and trend identification
On-device SMS filtering for privacy
iOS Shortcuts automation for iPhone SMS tracking
What makes it different
No bank account linking – you enter numbers, not credentials
Price locked in for life – no rate increases
Reads bank statements to eliminate manual data entry
Actual debt-free date instead of vague projections
Warns of overdrafts months before they happen
Automatic expense categorization without manual entry, using on-device SMS filtering
Built specifically for India with UPI and bank SMS support
Strong privacy through 9-layer on-device message filtering that never sends content to cloud
Integrated bill splitting with automatic settle-up calculations for groups
Free plan forever with core features including auto-tracking and bill splitting
The Silo
Tab.it