| What it does | Spreadsheet-style cashflow manager
| AI-powered personal finance and household management platform
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
| CZ
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| Pricing model | Freemium
| Freemium
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| Pricing | Free: $0/forever with 1 worksheet, desktop app (offline), and all core features. Premium: $6/month (billed yearly at $72/year or $9/month), includes unlimited worksheets, cross-device sync, mobile app access, web and desktop access, and priority support. 30-day free trial available with no credit ca
| Free: £0 (2 bank accounts, 1 property, 1 vehicle, 1 broker, £0.35 AI credit/month). Premium: £3.25/month or £38.99/year (unlimited accounts, 5 properties, 5 vehicles, 5 profiles, £2.60 AI credit/month). Max: £8.33/month or £99.99/year (unlimited assets, 15 profiles, £6.90 AI credit/month). Premium L
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| Key features | - Continuous timeline view of past, present, and future financial life
- Automatic projection of recurring income and expenses
- Multi-currency and cryptocurrency support
- 100% offline desktop app with optional encrypted sync
- Cross-device sync for Premium users
- CSV and JSON import and export with no lock-in
- Mobile app for quick transaction capture
- Works on Web, Windows, macOS, Linux, iOS, and Android
- No signup or bank credentials required to start
| - Bank statement import from 203 formats in 31 countries
- Budget management with 50/30/20 or envelope method
- Subscription and recurring payment tracking
- Investment portfolio tracking for stocks, ETFs and crypto
- Real estate and property valuation
- Vehicle and valuables tracking
- Shared expenses and bill splitting
- AI assistant for financial questions and analysis
- Tax orientation tools
- Net worth calculation and tracking
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| What makes it different | - No signup, no bank linking, and works completely offline without any data selling or tracking
- Automatic recurring transaction projection so every future date shows your actual expected balance
- Single continuous timeline showing entire financial life instead of pages or months to click through
- Full data ownership with import/export in CSV and JSON preventing any vendor lock-in
| - Comprehensive wealth management in one app covering accounts, investments, real estate, vehicles and valuables
- AI assistant that understands your data and answers financial questions with sources
- Privacy-first design with EU data centers, no bank password required, and data never sold
- Supports 203 bank statement formats from 31 countries
- Free tier genuinely usable forever with no dark patterns
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| Community votes | 0 | 0 |
| DR (Domain Rating by Ahrefs) | 9 ▲ +1 (up) since last check | 17 ● no change since last check |
| Trust Flow (Majestic) | 18 | 8 |
| Citation Flow (Majestic) | 19 | 28 |
| Referring domains (Majestic) | 53 | 36 |