Free: $0/forever with 1 worksheet, desktop app (offline), and all core features. Premium: $6/month (billed yearly at $72/year or $9/month), includes unlimited worksheets, cross-device sync, mobile app access, web and desktop access, and priority support. 30-day free trial available with no credit ca
Plus plan is free for beta members until 3 months after public launch; founding members who provide feedback keep Plus free for 6 months after launch.
Key features
Continuous timeline view of past, present, and future financial life
Automatic projection of recurring income and expenses
Multi-currency and cryptocurrency support
100% offline desktop app with optional encrypted sync
Cross-device sync for Premium users
CSV and JSON import and export with no lock-in
Mobile app for quick transaction capture
Works on Web, Windows, macOS, Linux, iOS, and Android
No signup or bank credentials required to start
Ask questions about your money
Run what-if financial scenarios
Link bank accounts read-only
View charts and financial insights
Account alerts via text message
Available on iPhone and Android
What makes it different
No signup, no bank linking, and works completely offline without any data selling or tracking
Automatic recurring transaction projection so every future date shows your actual expected balance
Single continuous timeline showing entire financial life instead of pages or months to click through
Full data ownership with import/export in CSV and JSON preventing any vendor lock-in
Answers come from your own linked accounts, not generic advice
Combines answer, chart, and next step all in one place
Founding members keep Plus plan free for 6 months after launch
TinyCashflow
BetterBudget