Free: $0/forever with 1 worksheet, desktop app (offline), and all core features. Premium: $6/month (billed yearly at $72/year or $9/month), includes unlimited worksheets, cross-device sync, mobile app access, web and desktop access, and priority support. 30-day free trial available with no credit ca
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Key features
Continuous timeline view of past, present, and future financial life
Automatic projection of recurring income and expenses
Multi-currency and cryptocurrency support
100% offline desktop app with optional encrypted sync
Cross-device sync for Premium users
CSV and JSON import and export with no lock-in
Mobile app for quick transaction capture
Works on Web, Windows, macOS, Linux, iOS, and Android
No signup or bank credentials required to start
Income and expense tracking with category organization
Monthly budget planning and multi-year history comparison
Financial dashboard with income, spending, and forecast
Spending analytics to explore trends and compare periods
Scheduled transactions for recurring income and payments
Transaction templates for quick recording
Transaction calendar browsing by day
Savings goals and stashes for money management
Financial notes for reminders and planning
What makes it different
No signup, no bank linking, and works completely offline without any data selling or tracking
Automatic recurring transaction projection so every future date shows your actual expected balance
Single continuous timeline showing entire financial life instead of pages or months to click through
Full data ownership with import/export in CSV and JSON preventing any vendor lock-in
No bank connection required; manual entry keeps your data private
Customizable groups and categories tailored to your needs
Progressive web app installable on phones and computers
Compare planned budgets against actual spending with color-coded indicators
Simple, ad-free design built for real-life money management
TinyCashflow
Budget Sense