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TinyCashflow vs Clear Budget

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

TinyCashflow compared with Clear Budget
DetailTinyCashflow logo TinyCashflow Clear Budget
What it doesSpreadsheet-style cashflow manager Free budget calculator for irregular income, multiple pay schedules and multi-currency budgets
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Freemium
PricingFree: $0/forever with 1 worksheet, desktop app (offline), and all core features. Premium: $6/month (billed yearly at $72/year or $9/month), includes unlimited worksheets, cross-device sync, mobile app access, web and desktop access, and priority support. 30-day free trial available with no credit ca Free calculator and free account (saves one budget). Clear Budget Plus: $4.99/month or $39.99/year (save 33% annually, equivalent to $3.33/month).
Key features
  • Continuous timeline view of past, present, and future financial life
  • Automatic projection of recurring income and expenses
  • Multi-currency and cryptocurrency support
  • 100% offline desktop app with optional encrypted sync
  • Cross-device sync for Premium users
  • CSV and JSON import and export with no lock-in
  • Mobile app for quick transaction capture
  • Works on Web, Windows, macOS, Linux, iOS, and Android
  • No signup or bank credentials required to start
  • Support for multiple pay frequencies: daily, weekly, biweekly, twice-monthly, monthly, annual and custom periods
  • 27 currencies with live exchange rate conversion
  • Exact contract dates and date ranges for income and expenses
  • Automatic proration for partial periods
  • Savings goals, emergency fund and investment growth tracking
  • Financial picture showing income, expenses, what's left, goals and remaining balance
  • No bank connection required
  • Use without creating an account
  • Bitcoin as a supported currency
  • Multiple budgets and combined financial picture with Plus subscription
What makes it different
  • No signup, no bank linking, and works completely offline without any data selling or tracking
  • Automatic recurring transaction projection so every future date shows your actual expected balance
  • Single continuous timeline showing entire financial life instead of pages or months to click through
  • Full data ownership with import/export in CSV and JSON preventing any vendor lock-in
  • Built specifically for irregular income and contract work, not traditional monthly salaries
  • Accurate frequency conversion that treats biweekly and twice-monthly as distinct
  • Per-row currency support allowing mixed currencies in one budget
  • Privacy by design with no bank connection or automatic data sync
  • Designed for people whose finances don't fit simple monthly templates
Community votes00
DR (Domain Rating by Ahrefs)9 +1 (up) since last checkNot checked yet no change since last check
Trust Flow (Majestic)180
Citation Flow (Majestic)194
Referring domains (Majestic)531

5 details filled in for both companies.

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