| What it does | Spreadsheet-style cashflow manager
| A private expense tracker with no bank logins or data selling
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
| DE
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| Pricing model | Freemium
| Freemium
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| Pricing | Free: $0/forever with 1 worksheet, desktop app (offline), and all core features. Premium: $6/month (billed yearly at $72/year or $9/month), includes unlimited worksheets, cross-device sync, mobile app access, web and desktop access, and priority support. 30-day free trial available with no credit ca
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| Key features | - Continuous timeline view of past, present, and future financial life
- Automatic projection of recurring income and expenses
- Multi-currency and cryptocurrency support
- 100% offline desktop app with optional encrypted sync
- Cross-device sync for Premium users
- CSV and JSON import and export with no lock-in
- Mobile app for quick transaction capture
- Works on Web, Windows, macOS, Linux, iOS, and Android
- No signup or bank credentials required to start
| - Manual transaction logging without bank linking
- Multi-account support (cash, credit, loans, IOUs)
- Customizable budgets with spending status
- Multi-currency tracking with real-time rates
- Recurring transactions (salary, rent, subscriptions)
- True net worth calculation
- Data export and account deletion on request
- 90-day transaction history on free plan, lifetime on Pro
- IOU tracking for money lent or borrowed
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| What makes it different | - No signup, no bank linking, and works completely offline without any data selling or tracking
- Automatic recurring transaction projection so every future date shows your actual expected balance
- Single continuous timeline showing entire financial life instead of pages or months to click through
- Full data ownership with import/export in CSV and JSON preventing any vendor lock-in
| - No bank login required by design
- Independently funded with no investors or ads
- Data stored on company-operated servers in Germany, never sold
- No third-party trackers or advertising networks
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 9 ▲ +1 (up) since last check | 4 ● no change since last check |
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| Trust Flow (Majestic) | 18 | 2 |
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| Citation Flow (Majestic) | 19 | 24 |
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| Referring domains (Majestic) | 53 | 23 |
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TinyCashflow
ExpenseSumo