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TinyCashflow vs FinPlann

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

TinyCashflow compared with FinPlann
DetailTinyCashflow logo TinyCashflowFinPlann logo FinPlann
What it doesSpreadsheet-style cashflow manager Connected financial planner for Indians in India and abroad
StageNot given Not given
FoundedNot given Not given
Based inNot given SG
Pricing modelFreemium Freemium
PricingFree: $0/forever with 1 worksheet, desktop app (offline), and all core features. Premium: $6/month (billed yearly at $72/year or $9/month), includes unlimited worksheets, cross-device sync, mobile app access, web and desktop access, and priority support. 30-day free trial available with no credit ca Free forever with all calculators and financial health check. Pro from $12/month or $99/year. Advisor $99/month and Advisor Pro $299/month for financial advisors.
Key features
  • Continuous timeline view of past, present, and future financial life
  • Automatic projection of recurring income and expenses
  • Multi-currency and cryptocurrency support
  • 100% offline desktop app with optional encrypted sync
  • Cross-device sync for Premium users
  • CSV and JSON import and export with no lock-in
  • Mobile app for quick transaction capture
  • Works on Web, Windows, macOS, Linux, iOS, and Android
  • No signup or bank credentials required to start
  • Free financial calculators for SIP, FIRE, retirement, EMI, tax and more
  • Connected financial planner tracking income, expenses, goals, assets and net worth
  • AI-generated personalized action plans ranked by urgency
  • FinChat AI planning assistant with 200 messages per month on Pro
  • Multi-currency support for eight currencies including INR, USD, EUR, GBP
  • PDF reports and scorecards for Pro users
  • NRI-specific tools for residential status and returning to India
What makes it different
  • No signup, no bank linking, and works completely offline without any data selling or tracking
  • Automatic recurring transaction projection so every future date shows your actual expected balance
  • Single continuous timeline showing entire financial life instead of pages or months to click through
  • Full data ownership with import/export in CSV and JSON preventing any vendor lock-in
  • Connected workspace where cash flows, investments, goals, loans and SIPs stay connected
  • Treats Indians abroad as core audience with multi-currency and residency rule support
  • Never connects to bank or investment accounts; data encrypted with AES-128
  • Recommendations follow standard financial planning order, not a generic checklist
Community votes00
DR (Domain Rating by Ahrefs)9 +1 (up) since last check5 no change since last check
Trust Flow (Majestic)1826
Citation Flow (Majestic)1925
Referring domains (Majestic)5315

5 details filled in for both companies.

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