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TinyCashflow vs Finsepa

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

TinyCashflow compared with Finsepa
DetailTinyCashflow logo TinyCashflowFinsepa logo Finsepa
What it doesSpreadsheet-style cashflow manager Track your portfolio. Research your next investment.
StageNot given Startup
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Not given
PricingFree: $0/forever with 1 worksheet, desktop app (offline), and all core features. Premium: $6/month (billed yearly at $72/year or $9/month), includes unlimited worksheets, cross-device sync, mobile app access, web and desktop access, and priority support. 30-day free trial available with no credit ca Free plan: $0/month with one manually managed portfolio, up to 15 assets, one watchlist, and research tools. Pro plan: $12.99/month (or billed yearly with 17% savings) includes unlimited portfolios, unlimited assets, detailed analytics, broker connections, and priority support.
Key features
  • Continuous timeline view of past, present, and future financial life
  • Automatic projection of recurring income and expenses
  • Multi-currency and cryptocurrency support
  • 100% offline desktop app with optional encrypted sync
  • Cross-device sync for Premium users
  • CSV and JSON import and export with no lock-in
  • Mobile app for quick transaction capture
  • Works on Web, Windows, macOS, Linux, iOS, and Android
  • No signup or bank credentials required to start
  • Multiple broker connections through SnapTrade
  • Monthly returns compared to S&P 500 benchmark
  • Superinvestor portfolio tracking
  • Investment goals and dividend tracking
  • Manual portfolio entry and CSV import
  • iOS app and web access
What makes it different
  • No signup, no bank linking, and works completely offline without any data selling or tracking
  • Automatic recurring transaction projection so every future date shows your actual expected balance
  • Single continuous timeline showing entire financial life instead of pages or months to click through
  • Full data ownership with import/export in CSV and JSON preventing any vendor lock-in
  • Unified view across multiple brokers and accounts
  • Research and tracking in one platform
  • No need to enter brokerage passwords
Community votes00
DR (Domain Rating by Ahrefs)9 +1 (up) since last check12 no change since last check
Trust Flow (Majestic)182
Citation Flow (Majestic)1919
Referring domains (Majestic)5318

4 details filled in for both companies.

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