Free: $0/forever with 1 worksheet, desktop app (offline), and all core features. Premium: $6/month (billed yearly at $72/year or $9/month), includes unlimited worksheets, cross-device sync, mobile app access, web and desktop access, and priority support. 30-day free trial available with no credit ca
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Key features
Continuous timeline view of past, present, and future financial life
Automatic projection of recurring income and expenses
Multi-currency and cryptocurrency support
100% offline desktop app with optional encrypted sync
Cross-device sync for Premium users
CSV and JSON import and export with no lock-in
Mobile app for quick transaction capture
Works on Web, Windows, macOS, Linux, iOS, and Android
No signup or bank credentials required to start
Receipt scanner with OCR in 7+ languages
165+ currencies supported with automatic exchange rates
Multi-currency budgets with alerts and notification thresholds
Unlimited custom spending categories
Dashboard and reports with period comparison
GPS-based currency suggestions and repeat expense auto-fill
ChatGPT plugin for conversational expense tracking
Chrome extension for adding expenses from browser
iCloud sync, CSV import and export, Siri Shortcuts
What makes it different
No signup, no bank linking, and works completely offline without any data selling or tracking
Automatic recurring transaction projection so every future date shows your actual expected balance
Single continuous timeline showing entire financial life instead of pages or months to click through
Full data ownership with import/export in CSV and JSON preventing any vendor lock-in
No bank connections or accounts required
All financial data stays on your device with no servers ever seeing your expenses
On-device receipt OCR without sending contents to servers
TinyCashflow
KashLog