| What it does | Spreadsheet-style cashflow manager
| Budget app that shows what you can spend today
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
| US
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| Pricing model | Freemium
| Freemium
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| Pricing | Free: $0/forever with 1 worksheet, desktop app (offline), and all core features. Premium: $6/month (billed yearly at $72/year or $9/month), includes unlimited worksheets, cross-device sync, mobile app access, web and desktop access, and priority support. 30-day free trial available with no credit ca
| Free to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country.
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| Key features | - Continuous timeline view of past, present, and future financial life
- Automatic projection of recurring income and expenses
- Multi-currency and cryptocurrency support
- 100% offline desktop app with optional encrypted sync
- Cross-device sync for Premium users
- CSV and JSON import and export with no lock-in
- Mobile app for quick transaction capture
- Works on Web, Windows, macOS, Linux, iOS, and Android
- No signup or bank credentials required to start
| - Calculates what you can safely spend today
- Budgets over any period (month, fortnight, custom)
- Multiple accounts, transfers, and net worth tracking
- Recurring rules for rent, salary, and subscriptions
- Search and filters over every transaction
- CSV export of transactions
- Backup and restore via Google Drive, iCloud, or file
- App lock with passcode and biometrics
- Supports 165 currencies and 5 languages
- All data stays on device with optional backup only
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| What makes it different | - No signup, no bank linking, and works completely offline without any data selling or tracking
- Automatic recurring transaction projection so every future date shows your actual expected balance
- Single continuous timeline showing entire financial life instead of pages or months to click through
- Full data ownership with import/export in CSV and JSON preventing any vendor lock-in
| - No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly
- All data remains on your phone; nothing is uploaded without your permission
- Shows what you can spend today as one clear number derived from remaining funds and days until payday
- Free to start with all features unlocked; you choose whether to pay to continue adding transactions
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 9 ▲ +1 (up) since last check | 2 ● no change since last check |
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| Trust Flow (Majestic) | 18 | 1 |
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| Citation Flow (Majestic) | 19 | 19 |
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| Referring domains (Majestic) | 53 | 11 |
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TinyCashflow
Ledgerly