TinyCashflow vs My Money Train

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

TinyCashflow compared with My Money Train
Detail	TinyCashflow	My Money Train
What it does	Spreadsheet-style cashflow manager	Know what you can spend right now with a simple visual spending pace
Stage	Not given	Startup
Founded	Not given	Not given
Based in	Not given	Not given
Pricing model	Freemium	Freemium
Pricing	Free: $0/forever with 1 worksheet, desktop app (offline), and all core features. Premium: $6/month (billed yearly at $72/year or $9/month), includes unlimited worksheets, cross-device sync, mobile app access, web and desktop access, and priority support. 30-day free trial available with no credit ca	Free: up to 3 trains, default train theme, transaction history, 30D/90D/1Y reports, core widget, Apple Shortcuts. Pro: $9.99/year or $29.99 lifetime for unlimited trains, train sharing, additional visual themes, custom train-level thresholds, full widget configuration, CSV export. Localized pricing
Key features	Continuous timeline view of past, present, and future financial life Automatic projection of recurring income and expenses Multi-currency and cryptocurrency support 100% offline desktop app with optional encrypted sync Cross-device sync for Premium users CSV and JSON import and export with no lock-in Mobile app for quick transaction capture Works on Web, Windows, macOS, Linux, iOS, and Android No signup or bank credentials required to start	Live spending balance that updates continuously as time passes and purchases are made Multiple spending trains for different expense categories Visual train metaphor showing ahead or behind status Home Screen widget for quick balance checking Transaction history and spending reports Shared trains for household spending management iCloud sync for seamless data synchronization CSV export for data analysis Custom visual themes
What makes it different	No signup, no bank linking, and works completely offline without any data selling or tracking Automatic recurring transaction projection so every future date shows your actual expected balance Single continuous timeline showing entire financial life instead of pages or months to click through Full data ownership with import/export in CSV and JSON preventing any vendor lock-in	Answers the immediate question of what you can spend right now instead of providing only a monthly total Progress carries forward across months instead of resetting at month-end Simple interface with one live number instead of complex spreadsheets or multiple categories Free version available with core features to test the method before upgrading
Community votes	0	0
DR (Domain Rating by Ahrefs)	9 +1 (up) since last check	Not checked yet no change since last check
Trust Flow (Majestic)	18	0
Citation Flow (Majestic)	19	21
Referring domains (Majestic)	53	6

5 details filled in for both companies.

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