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TinyCashflow vs The Silo

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

TinyCashflow compared with The Silo
DetailTinyCashflow logo TinyCashflowThe Silo logo The Silo
What it doesSpreadsheet-style cashflow manager Budgeting and debt payoff planner with no bank linking and no data selling
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Not given
PricingFree: $0/forever with 1 worksheet, desktop app (offline), and all core features. Premium: $6/month (billed yearly at $72/year or $9/month), includes unlimited worksheets, cross-device sync, mobile app access, web and desktop access, and priority support. 30-day free trial available with no credit ca Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.
Key features
  • Continuous timeline view of past, present, and future financial life
  • Automatic projection of recurring income and expenses
  • Multi-currency and cryptocurrency support
  • 100% offline desktop app with optional encrypted sync
  • Cross-device sync for Premium users
  • CSV and JSON import and export with no lock-in
  • Mobile app for quick transaction capture
  • Works on Web, Windows, macOS, Linux, iOS, and Android
  • No signup or bank credentials required to start
  • Avalanche, snowball, or custom debt payoff order
  • Projected debt-free date
  • Financial forecasting up to ten years out
  • Overdraft warnings months in advance
  • Bank and credit card statement upload
  • No bank account connection required
  • Two-factor authentication and encryption
  • Consolidation offer calculator
  • Household sharing of financial books
What makes it different
  • No signup, no bank linking, and works completely offline without any data selling or tracking
  • Automatic recurring transaction projection so every future date shows your actual expected balance
  • Single continuous timeline showing entire financial life instead of pages or months to click through
  • Full data ownership with import/export in CSV and JSON preventing any vendor lock-in
  • No bank account linking – you enter numbers, not credentials
  • Price locked in for life – no rate increases
  • Reads bank statements to eliminate manual data entry
  • Actual debt-free date instead of vague projections
  • Warns of overdrafts months before they happen
Community votes00
DR (Domain Rating by Ahrefs)9 +1 (up) since last check10 no change since last check
Trust Flow (Majestic)1822
Citation Flow (Majestic)1912
Referring domains (Majestic)532

4 details filled in for both companies.

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