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TinyCashflow vs Unspent

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

TinyCashflow compared with Unspent
DetailTinyCashflow logo TinyCashflowUnspent logo Unspent
What it doesSpreadsheet-style cashflow manager No spend tracker app for mindful spending
StageNot given Startup
FoundedNot given 2026
Based inNot given CA
Pricing modelFreemium Freemium
PricingFree: $0/forever with 1 worksheet, desktop app (offline), and all core features. Premium: $6/month (billed yearly at $72/year or $9/month), includes unlimited worksheets, cross-device sync, mobile app access, web and desktop access, and priority support. 30-day free trial available with no credit ca Free version available. Unspent More: 7-day free trial, then Monthly US$2.99 or Annual US$24.99
Key features
  • Continuous timeline view of past, present, and future financial life
  • Automatic projection of recurring income and expenses
  • Multi-currency and cryptocurrency support
  • 100% offline desktop app with optional encrypted sync
  • Cross-device sync for Premium users
  • CSV and JSON import and export with no lock-in
  • Mobile app for quick transaction capture
  • Works on Web, Windows, macOS, Linux, iOS, and Android
  • No signup or bank credentials required to start
  • Track skipped purchases
  • See spending insights by category, merchant, and weekday
  • Set and track savings goals
  • Build streaks and earn achievements
  • Create quick logs for common skips
  • No bank connection required
  • Search and filter skips
  • Unlimited active goals
  • Ad-free experience with subscription
What makes it different
  • No signup, no bank linking, and works completely offline without any data selling or tracking
  • Automatic recurring transaction projection so every future date shows your actual expected balance
  • Single continuous timeline showing entire financial life instead of pages or months to click through
  • Full data ownership with import/export in CSV and JSON preventing any vendor lock-in
  • Tracks decisions not to spend rather than expenses already spent
  • Positive reinforcement approach instead of guilt-focused budgeting
  • No bank connection or transaction imports needed
  • Simpler alternative to traditional budgeting apps
Community votes00
DR (Domain Rating by Ahrefs)9 +1 (up) since last checkNot checked yet no change since last check
Trust Flow (Majestic)181
Citation Flow (Majestic)1918
Referring domains (Majestic)536

5 details filled in for both companies.

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