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TinyCashflow vs Untilfree

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

TinyCashflow compared with Untilfree
DetailTinyCashflow logo TinyCashflowUntilfree logo Untilfree
What it doesSpreadsheet-style cashflow manager Your financial freedom day, counted down every midnight
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Freemium
PricingFree: $0/forever with 1 worksheet, desktop app (offline), and all core features. Premium: $6/month (billed yearly at $72/year or $9/month), includes unlimited worksheets, cross-device sync, mobile app access, web and desktop access, and priority support. 30-day free trial available with no credit ca Free with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store.
Key features
  • Continuous timeline view of past, present, and future financial life
  • Automatic projection of recurring income and expenses
  • Multi-currency and cryptocurrency support
  • 100% offline desktop app with optional encrypted sync
  • Cross-device sync for Premium users
  • CSV and JSON import and export with no lock-in
  • Mobile app for quick transaction capture
  • Works on Web, Windows, macOS, Linux, iOS, and Android
  • No signup or bank credentials required to start
  • Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
  • Three scenario dates: cautious, base, and optimistic
  • 4% withdrawal rate by default or custom dividend yield input
  • Price it tool to show impact of purchases on freedom date
  • Home screen and lock screen countdown widgets
  • 5% annual savings growth calculation after inflation
  • No account or bank linking required
  • Unlimited Price it and What if tools with Plus plan
What makes it different
  • No signup, no bank linking, and works completely offline without any data selling or tracking
  • Automatic recurring transaction projection so every future date shows your actual expected balance
  • Single continuous timeline showing entire financial life instead of pages or months to click through
  • Full data ownership with import/export in CSV and JSON preventing any vendor lock-in
  • Countdown widget shows days to financial freedom on home screen and lock screen
  • All data stays on your phone with no account or server required
  • Price it feature shows how purchases delay your freedom date in real time
  • Three estimate scenarios provided alongside the primary freedom date
Community votes00
DR (Domain Rating by Ahrefs)9 +1 (up) since last check1 no change since last check
Trust Flow (Majestic)181
Citation Flow (Majestic)198
Referring domains (Majestic)534

5 details filled in for both companies.

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